What is the best identity theft protection company? For people like you and me, it’s challenging to decide on which is better: Identity Guard or LifeLock. Whenever a company offers services, they have designed a security plan that provides a certain degree of protection. Identity Guard and LifeLock are two of these companies. They’re similar because they’re both considered top companies in identity theft protection. Identity Guard offers a wide range of security services with a high degree of effectiveness. Identity Guard is primarily concerned with protecting your credit. On the other hand, LifeLock offers a wide variety of services at an affordable rate, including credit monitoring. Both companies provide identity protection, 24/7 access to your personal information, and identity monitoring. Moreover you can go for more best companies by checking out the list shared by sltrib.com. Here are some of the main differences between these two companies:
1. Features
They both have excellent customer support and 24/7 monitoring. Identity Guard uses a credit freeze as a way to secure your identity. With this, no one can open an account in your name. A credit freeze can protect you from identity theft. However, with LifeLock, you will have to pay extra for this service which is not included in their premium or basic membership. However, if you are already subscribed to the LifeLock service, then you will be able to get a free credit freeze for the next three years.
2. Performance
They offer excellent customer service, but LifeLock has a 24/7 call center. They also send alerts and notifications if any suspicious activity could affect your credit score. On the other hand, Identity Guard offers limited signals and warnings. On the other hand, LifeLock offers its clients a personal security manager in case of emergency, even though it takes time to respond to their customers’ needs and inquiries because they have numerous clients.
3. Pricing
They both have monthly costs for services. Identity Guard is quite expensive; however, LifeLock is relatively cheap. LifeLock’s basic membership costs $9.95 per month, and the premium membership costs $59 per month, less than Identity Guard. On the other hand, if you plan to sign up for the LifeLock service, you must be subscribed to their premium membership and sign up for their basic membership.
4. Service
Identity Guard and LifeLock offer a wide array of services to protect your identity. Identity Guard’s services are essential and include identity protection, credit monitoring, online Monitoring, and identity restoration. LifeLock offers many excellent services to ensure its clients feel safe within their community. They also provide online Monitoring, credit monitoring, identity restoration, and recovery. In addition, they provide other services, such as private investigation of suspicious activity, which are specially designed for people who want to keep their privacy confidential.
5. Activity alerts
They both have a wide range of alerts, but Identity Guard has more. Identity Guard sends you an email notification if a company has entered your information into its system. This is an excellent way to be informed about the activity. LifeLock, on the other hand, doesn’t send any alerts. However, this does not mean that they are not effective. They will send you an alert if there is an actual compromise of your information or identity. LifeLock sends you an email notification, but this is only if your information has been accessed.
6. Dark web monitoring
Both monitor the dark web, but LifeLock is ineffective in this area. Hackers use the dark web to sell your information and identity. Hackers are known for doing this because it’s much more profitable than stealing your credit card information. However, LifeLock does not have a dedicated team to track down hackers who are selling information from data breaches. On the other hand, the Identity Guard’s team works hard to prevent these incidents.
7. Address Monitoring
This service helps you track your packages or any other communication. This can help you avoid fraud, late payments, and other problems that could arise from someone else using your address as their own. LifeLock has a broader range of addresses that can be monitored, but Identity Guard has a more significant number of addresses. LifeLock monitors not only your home address but also your work address and any other addresses you may have. On the other hand, Identity Guard can monitor only your home address but not your work or any different addresses you may have.
8. Privacy
LifeLock has a broader range of information that they report to their customers. In other words, they have more information than Identity Guard. This includes your address, relatives, and friends, the primary sources of identity theft. Identity Guard only monitors your address and other data that you provide. Therefore, it provides a smaller range of information than LifeLock does.
9. Two-Factor Authentication
Two-factor authentication is the process by which a person must prove his identity and provide an added layer of security that can protect your accounts from hackers or identity thieves. Many companies offer this as an additional security method, including Identity Guard and LifeLock. LifeLock has an advantage over Identity Guard because it has a more robust two-factor authentication system that protects your personal information. This process includes email or text notification and a unique pin code that you should use within minutes.
10. Insurance and Compensation
Both companies offer insurance. Identity Guard offers one million dollars worth of identity theft insurance which can help you recover from any losses you might have due to identity theft. LifeLock also provides one million dollars worth of identity protection services and enables you to recover from any losses resulting from this crime. They also pay you if they cannot prevent an account from being compromised.
11. Remote Access
Remote access is the ability to monitor your information remotely without physically accessing your computer. Identity Guard and LifeLock have remote access that allows you to monitor your personal information from anywhere. However, LifeLock’s remote access platform is better than Identity Guard. This is so because LifeLock’s platform uses SSL. This ensures that your data is secured.
Both Identity Guard and LifeLock seem to offer good services. The two companies have to ensure that you are informed about every possible threat you may face. While both services are outstanding and practical, it is up to you to choose which one is right for you. It would help if you considered all of their pros and cons before signing up for either service. The best thing you can do is subscribe to either of these two companies and see which one is more beneficial to you based on your needs and requirements.
